UNUM Voluntary Term Life Insurance Open Enrollment

Please see the documents below for Unum Voluntary Term Life:

• UNUM Open Enrollment
• UNUM Coverage Change

All applications for the Unum Life Insurance Program must be dated no later than 5/15/26.

This only applies for existing members that either want to increase coverage or members who want to purchase a new policy.

Please note the following are reasons for a member to participate.

1. NO MEDICAL IS NEEDED TO PURCHASE UP TO $200,000 FOR THE MEMBER
2. NO MEDICAL IS NEEDED TO PURCHASE UP TO $25,000 FOR SPOUSE
3. AS LONG AS A MEMBER HAS PURCHASED $10,000 OF COVERAGE,EVERY YEAR DURING THE MONTH OF MAY, AS LONG AS THEY ARE STILL AN ACTIVE MEMBER THEY CAN PURCHASE ANY AMOUNT OF COVERAGE UP TO THE MAXIMUM OF $200,000 WITHOUT ANY MEDICAL QUESTIONS (GUARANTEED ISSUED) 
4. THIS POLICY CAN BE CONTINUED WHEN RETIRED AT THE SAME RATES AN ACTIVE MEMBER WOULD PAY.  THIS IS CALLED PORTABILITY. 

PLEASE CALL JEFF BERNSTEIN 917-331-9732 WITH ANY QUESTIONS.